How to automate your finances and feel good about money

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I used to be a financial mess. Even though I was making a six-figure salary, I was living paycheck to paycheck. I racked up debt, scrambled to pay bills, and was clueless about investing.

Ironically, I was working at Intuit at the time — the 800lb gorilla of financial software that produces TurboTax, Mint, Quicken, and Quickbooks.

After avoiding it for months, one day I finally decided to set up my 401(k). I was suddenly faced with a bunch of questions I didn’t know the answer to: What asset allocation did I want? What funds should I choose? What’s my “risk tolerance”?

Perplexed, I visited my coworkers in their cubicles to ask their advice. In hushed tones, one after another said, “I don’t know…but let me know if you find out!”.

Woah. These other high-performing, well-educated grownups were as clueless as I was.

I got to a point where the stress of not having my shit together outweighed the dread of getting my shit together. 

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Matthew Sallin